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It is and shall remain the policy of The Peoples Bank of Georgia (the “Institution”) to protect a consumer’s nonpublic personal information and all personally identifiable financial information in accordance with Regulation P and the Fair Credit Reporting Act. This information specifically includes any list, description, or other grouping of consumers (and publicly available information pertaining to them) that is derived using any personally identifiable financial information that is not publicly available. Additionally, the Institution will protect any information:
The Institution’s Privacy Notice shall be given to the individual when that individual enters into a continuing relationship with the Institution and then once annually during the customer relationship. The Privacy notice shall inform the customer of the following information:
Additionally, the Institution shall develop, implement, and maintain a written Identity Theft Prevention Program that is designed to detect, prevent, and mitigate identity theft in connection with the opening of or any existing account that the Institution offers or maintains, primarily for
personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a credit card account, mortgage loan, automobile loan, margin account, checking account, or a savings account. The Institution shall adopt the rules set forth in the Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation.
The Board of Directors has the authority to approve and enforce this policy. Changes to this policy require approval by the Institution’s Board of Directors; however, senior management is responsible for ensuring that the policy is implemented and administered in compliance with this policy.
Changes to any corresponding operating procedures may be approved by the Compliance Officer and/or appropriate senior manager over the impacted area.
It is the responsibility of each employee and director to comply with this policy and any applicable laws, rules, regulations, and, if appropriate, regulatory issued guidance.
Periodically, the Institution's Compliance Officer shall audit the Institutions' compliance with this policy and report the results of such audit to the Board of Directors.
The Institution’s Compliance Officer shall coordinate with senior management to ensure appropriate training to new and existing employees.
The Institution will comply with the retention requirements set forth in the applicable regulations.
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